How Much Coverage Do I Need?
- Replacement costs estimators supplied by carrier we are quoting.
- Current or most recent appraisal.
- Square footage vs. purchase price vs. mortgage lender’s requirement. These numbers may differ.
- Current policy limits on existing policy.
- Number of rooms, number of stories.
- Type of construction and customization.
- Any known updates betterments and the year completed
Documents That May Be Required to Write Your Policy
- Alarm System Certificate if you received discount.
- Proof of gated community with security
- Pictures of front and back of dwelling.
- Proof of prior coverage, if applicable.
- Current Appraisal.
- Lien Holder Requirements and Mortgage Clause.
- Exact closing date for binder to start.