We will assist you in getting your binders and policy details ready for the act of sale. It is essential that we have precise requirements set forth by your mortgage company and closing attorney for both your home and your flood or risk closing delays or rescheduling
How Much Coverage Do I Need?
- Replacement costs estimators supplied by carrier we are quoting.
- Current or most recent appraisal.
- Square footage vs. purchase price vs. mortgage lender’s requirement. These numbers may differ.
- Current policy limits on existing policy.
- Number of rooms, number of stories.
- Type of construction and customization.
- Any known updates betterments and the year completed
Documents That May Be Required to Write Your Policy
- Alarm System Certificate if you received discount.
- Proof of gated community with security
- Pictures of front and back of dwelling.
- Proof of prior coverage, if applicable.
- Current Appraisal.
- Lien Holder Requirements and Mortgage Clause.
- Exact closing date for binder to start.
